Point-of-Service Plan

Your Kaiser Permanente Point-of-Service (POS) Plan is not just health coverage — it's a partnership in health.

You can choose any physician to provide care nationwide, and receive preventive care at little or no cost. Online features let you manage most of your care around the clock.

Your benefits include:

a personal doctor for routine in-network medical care
freedom to visit any preferred provider or any licensed nonparticipating provider in the United States
no deductible to satisfy when care is in-network
copays or coinsurance for most covered services after meeting your deductible, when receiving care from a preferred provider or a nonparticipating provider
an out-of-pocket maximum that limits how much you'll spend on most covered services each year
no additional coinsurance needed for eligible services after the annual out-of-pocket maximum is met

Your Certificate of Insurance contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Certificate of Insurance.