Talk to a transitions specialist at 1-800-603-3743 (TTY 711) Hours: Monday through Friday, 6 a.m. to 7 p.m. PST, except major holidays

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Staying covered after a life change

Life is full of changes, and sometimes your health coverage has to change with it. Don’t worry — we’ve got you covered.

Life changes that affect health coverage

Some life changes — like losing a job, turning 26, or getting divorced — can mean you need to update your health plan or find new coverage. Fortunately, you may be able to enroll in coverage at Kaiser Permanente any time of the year. If you’ve had a big change and need to adjust your coverage, we can help you find a health care plan that fits your needs.

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Losing job-related coverage

When you no longer qualify for coverage through your employer.

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Losing coverage on your parent’s plan

When you age out of a parent or guardian’s health plan.

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Getting divorced

When you’re no longer covered by a spouse’s health plan.

COBRA is ending*

When your temporary COBRA coverage ends.

Becoming eligible for Medicare

When you turn 65 and qualify for Medicare.

Becoming eligible for Medicaid/Medi-Cal

When you qualify for government-funded health care.

Other qualifying life changes

When you need to change coverage after moving, leaving school, or other circumstances.

Let us help you find new health care coverage

Use this assessment tool to get personalized coverage recommendations. The assessment takes about 5 minutes to complete.

guide me assessment section

Other helpful resources

Footnotes

  1. *Consolidated Omnibus Budget Reconciliation Act (COBRA)